Retirement

When Your 401(K) Loses 35%

The easiest answer of course, is to fire your financial or retirement planner.  But what to do when you are your financial planner or even worse you can’t get a hold of your planner? It starts with you not being afraid to talk to your account custodian.  While almost everyone, including families, was affected by [...]


How refinancing can be used for Recreational Vehicle Loans

In this guest post, Samantha Stosur gives suggestions for refinancing an RV.  Highly relevant for many retirees, whom just last year thought their financial situations were much better than they do today. Samantha is a mortgage specialist, a member of www.mortgagefit.com,  the world’s largest mortgage community. She has been writing on different mortgage related topics [...]


My Presidential Nomination

With the election less than 48 hours from completion I am going to enter my hat into the ring and throw the support of this blog behind my favorite candidate.  There is no doubt that both candidates will have a profound impact on not only the retirement of millions of seniors, but on all areas [...]


As Portfolios Fall, Seniors Look to Reverse Mortgage

Thank goodness that the entire country are not homeowners that purchased their home in 2005 with no money down and currently live with negative equity. It seems that the mainstream media would you believe this, but what about the seniors that have owned their homes outright for the past 5, 10, or even 25 [...]


For Seniors, Safeguarding Your Pension From The Credit Crunch

What if your pension was through AIG, of Merrill Lynch or some other recently folded financial institution?  Are your funds secure?  I have spoken with dozens of seniors and soon to be retirees that have no idea if their nest egg will even be around next week, let alone next year.  Ignorance in times of [...]