Reverse mortgages fail to take off in India
Reverse mortgages fail to take off in India,
Experts and analysts say that the scheme has failed because of confusion relating to tax treatment
New Delhi: Just 150 and crawling.
That’s the number of loans that Indian senior citizens, whose numbers are estimated at about 80 million, have availed under the so-called reverse mortgage scheme, according to officials of the National Housing Bank, or NHB, the regulator for home finance institutions that piloted the scheme.
Announced in the Union Budget a year ago by P. Chidambaram with much fanfare, a reverse mortgage essentially is a loan against a home that a senior citizen in India would not have to pay back for as long as she lives in that house.
Experts and analysts say that the scheme has failed because of confusion relating to tax treatment.
Post from: Reverse Mortgage Loan Blog
Reverse mortgages fail to take off in India
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Full post here Reverse Mortgage Loan Blog
Written by News & Feeds on March 4th, 2008 with no comments.
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